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Calculators

Get a quick reality check for making your financial plan. Sign up or log in to access our entire calculator library.

Make Informed Financial Decisions

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Calculators are a valuable tool for testing real-world financial scenarios.

From estimating a loan payment to assessing potential investment returns, our calculators are quick and easy to understand. See how different loan terms affect borrowing costs, learn how much you'd need to save each month to reach a savings goal, plus more.

Calculators can help you estimate a variety of financial scenarios, but keep in mind that they use assumptions that may not match your actual situation. Please consult a qualified professional before making decisions about loans, investments, and other financial products.

Want to make a budget or track your spending? Sign up or log in for calculators that save your work.

Saving and Investing

Long-Term Investing

Discover the magic of compound interest.

Short-Term Saving

See how long it will take to reach your goal.

Emergency Fund

Not sure how much to save?

Loans and Credit Cards

Auto Loan

Estimate payments and total cost.

Credit Card Repayment

How long and how much?

Credit Card Minimum Payment

Spoiler alert - it's expensive.

Mortgage

Estimate monthly payments and total cost.

Student Loan

Estimate your payment for one-time or annual borrowing.

Student Loan Refinancing

Could refinancing save money?

Maximum Student Loan

A common rule of thumb based on starting salary.

Assessments and More

College Explorer

Get the details on thousands of colleges and universities, including prices paid, graduation rates, average debt levels, plus more.

Financial Wellness

Compare your financial health with a national sample.

Identity Theft Prevention

How well do you protect your identity?

Financial Personality

Scientific? No. Fun? Yes!

Career Explorer

Videos and profiles of nearly 1,000 careers. Sort by salary, expected growth, plus more.

This Week

Man balancing on a red robe suspended in the clouds. Rope becomes stairs.

When Your Income Varies Month-to-Month

Unpredictable work schedules are more common than ever. Whether you work in the new "gig" economy or have a job with "on call" hours, learn how to make the most of your variable income.

About Associated Healthcare Credit Union

Since 1953, Associated Healthcare Credit Union (AHCU) has been committed to making a positive difference in the financial lives of healthcare employees, professionals, and their families. What sets us apart from other financial institutions is that we truly understand healthcare employees and the sacrifices you have made to get where you are. AHCU is a full-service credit union offering financial wellness and education, savings, checking, investments, deposit accounts, and all loan types.

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