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Calculators

Get a quick reality check for making your financial plan. Sign up or log in to access our entire calculator library.

Make Smarter Financial Decisions

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Calculators are a valuable tool for testing real-world financial scenarios.

From estimating a loan payment to assessing potential investment returns, our calculators are quick and easy to understand. See how different loan terms affect borrowing costs, learn how much you'd need to save each month to reach a savings goal, plus more.

Calculators can help you estimate a variety of financial scenarios, but keep in mind that they use assumptions that may not match your actual situation. Please consult a qualified professional before making decisions about loans, investments, and other financial products.

Want to make a budget or track your spending? Sign up or log in for calculators that save your work.

Saving and Investing

Long-Term Investing

Discover the magic of compound interest.

Short-Term Saving

See how long it will take to reach your goal.

Emergency Fund

Not sure how much to save?

Loans and Credit Cards

Auto Loan

Estimate payments and total cost.

Credit Card Repayment

How long and how much?

Credit Card Minimum Payment

Spoiler alert - it's expensive.

Mortgage

Estimate monthly payments and total cost.

Student Loan

Estimate your payment for one-time or annual borrowing.

Student Loan Refinancing

Could refinancing save money?

Maximum Student Loan

A common rule of thumb based on starting salary.

Assessments and More

Financial Wellness

Compare your financial health with a national sample.

Identity Theft Prevention

How well do you protect your identity?

Financial Personality

Scientific? No. Fun? Yes!

Career Explorer

Videos and profiles of nearly 1,000 careers. Sort by salary, expected growth, plus more.

This Week

Man balancing on a red robe suspended in the clouds. Rope becomes stairs.

When Your Income Varies

Whether you work in the new "gig" economy or have a job with "on call" hours, learn how to make the most of your variable income.

About South Metro Federal Credit Union

Our suite of Financial Education Services (FES) is founded on providing a thorough education and consistent guidance with a confidential personal representative. With this relationship in place, we’ll work with you to determine your broad goals and set tactics for direct outcomes that build credit and help manage debt. We’ll empower you with the mindset, tools and products it takes to make an impact on your financial health.


A photo of Alyssa Walford.

Have a question? Contact Alyssa Walford at:

952-358-9738
fes@southmet.com

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