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Featured financial wellness topics from Associated Healthcare Credit Union. Sign up or log in for access to our complete library.

Financial Basics

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A money management course that outlines the basics of financial health - from budgeting to insurance.

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Financial Health   

The concept of financial health is the foundation of any financial plan.
Woman's hand writing out three goals on yellow legal pad.

Introduction to Budgeting   

Why budgeting is important, no matter how much money you earn.
Hand running credit card through credit card machine.

Credit vs. Debit Cards   

Credit and debit cards each have pros and cons. When should you use each?
Boy Scout in uniform with hand raised for Scout Pledge. Boy Scouts written above.

Credit Reports and Scores   

Credit reports and scores determine the rates you pay when borrowing and can affect your ability to get certain jobs.
Personal Check with pen point on amount box.

Managing Accounts   

Account management strategies for checking and savings.
Credit Report with Score

Building Credit   

Understanding the decisions and behaviors that can lead to improved credit scores.
Woman's forehead leaning down on her hand. Discouraged.

Identity Theft   

Understanding ID theft and how to prevent it.
3D dollar signs filling the image.

Paying for College

The basics of financial aid, including the types of aid, applying for aid, borrower responsibilities, and repayment strategies.

Graduation Cap on top of $100 bill

Financial Aid Introduction

Whether you're considering higher education for yourself or starting to plan for the education of your kids, understanding the financial aid process is the first step to meeting your education goals.
Road sign that says

Types of Financial Aid   

The main types of financial aid are education loans, grants and scholarships, work-study, and service programs.
Maze with the word Plan in the center.

Creating an Aid Strategy   

Considerations when planning to pay for school, including school choice, employment options, accounting strategies, and the importance of borrowing wisely.
Young woman reviewing calculator tape with notepad on table.

Understanding Financial Need   

Some aid is based on financial need and some is not. What exactly is "financial need?"
A hypothetical FAFSA admission ticket

Applying for Aid   

The aid application process, including descriptions of the FAFSA and Profile forms.
Cap and Gown will spare change and cardboard that says

Education Loans   

A description of the main types of student loans, including government loans, consolidation loans, and private loans.
Graduation Cap on top of a stack of quarters and bills.

Choosing the Right Loan

Questions every student should be able to answer before taking on a student loan.
Woman with shrugging shoulders -- not sure what to do.

Selecting a Private Loan Lender

When federal loans are not enough, private lenders such as banks, credit unions, and non-profit lenders can help to fill the gap.
A Promissory Note with sharp pencil on it.

The Master Promissory Note   

An introduction to the agreement that specifies your rights and responsibilities when accepting a student loan.
Young man dressed in cap and gown with $ tag hanging as a tassle.

Repaying College Debt   

A look at common repayment plans, including how different plans affect your monthly payment and overall cost.
Green dollar sign with graduation cap in a field on a sunny day.

Borrowing Wisely   

Making smart choices about student loans, including a description of the impact of loan capitalization.
asgag

Independent Student Status   

Understanding your financial aid dependency status, including a discussion of what to do if the parents of dependent students refuse to help them pay for college.
Life Saving Ring thrown in the air. White with bright red stripes.

Dealing with Too Little Aid

Why some students find themselves with too little aid and what can be done to make ends meet.

Financial Wellness Home

This Week

Man balancing on a red robe suspended in the clouds. Rope becomes stairs.

When Your Income Varies Month-to-Month

Unpredictable work schedules are more common than ever. Whether you work in the new "gig" economy or have a job with "on call" hours, learn how to make the most of your variable income.

About Associated Healthcare Credit Union

Since 1953, Associated Healthcare Credit Union (AHCU) has been committed to making a positive difference in the financial lives of healthcare employees, professionals, and their families. What sets us apart from other financial institutions is that we truly understand healthcare employees and the sacrifices you have made to get where you are. AHCU is a full-service credit union offering financial wellness and education, savings, checking, investments, deposit accounts, and all loan types.

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