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Featured financial wellness topics from South Metro Federal Credit Union. Sign up or log in for access to our complete library.

Managing Credit

Pile of different credit cards.

Learn about credit reports and scores, credit versus debit cards, reading your credit report, plus more.

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Credit Reports and Scores   

Credit reports and scores determine the rates you pay when borrowing and can affect your ability to get certain jobs.
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Credit vs. Debit Cards   

Credit and debit cards each have pros and cons. When should you use each?
Pile of different credit cards.

Risks and Benefits of Credit Cards   

Credit cards offer benefits for many consumers, but it's important to understand the risks of unsecured credit.
Credit Report with Score

Building Credit   

Understanding the decisions and behaviors that can lead to improved credit scores.
Printed Credit Report with Pen next to it.

Reading Your Credit Report   

A detailed description of what to expect and look for when viewing a credit report.
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Simple Steps to Debt Reduction

Regardless of how you got into debt or how severe your debt problems are, these seven steps can help you find your way out.
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Debt Reduction Plans

Whether you do it yourself or work with a credit counselor, creating a debt reduction plan is an important first step for those with financial trouble.
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Credit Repair Scams

There's a big difference between a non-profit credit counseling service and a credit repair scam. Learn how to tell the difference.

Financial Wellness Home

This Week

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The Gotcha Economy

 Welcome to "The Gotcha Economy" - a world of ever-expanding fees and surcharges designed to extract every last cent from consumers.

 Popular Topics

Introduction to Budgeting

Income and Expenses

How to Improve Cash Flow

Debt and the Pressure to Spend

About South Metro Federal Credit Union

Our suite of Financial Education Services (FES) is founded on providing a thorough education and consistent guidance with a confidential personal representative. With this relationship in place, we’ll work with you to determine your broad goals and set tactics for direct outcomes that build credit and help manage debt. We’ll empower you with the mindset, tools and products it takes to make an impact on your financial health.

A photo of Alyssa Walford.

Have a question? Contact Alyssa Walford at:

952-358-9738
fes@southmet.com

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