South Metro Federal Credit Union logo

Library

Featured financial wellness topics from South Metro Federal Credit Union. Sign up or log in for access to our complete library.

Managing Credit

Pile of different credit cards.

Learn about credit reports and scores, credit versus debit cards, reading your credit report, plus more.

Boy Scout in uniform with hand raised for Scout Pledge. Boy Scouts written above.

Credit Reports and Scores   

Credit reports and scores determine the rates you pay when borrowing and can affect your ability to get certain jobs.
Hand running credit card through credit card machine.

Credit vs. Debit Cards   

Credit and debit cards each have pros and cons. When should you use each?
Pile of different credit cards.

Risks and Benefits of Credit Cards   

Credit cards offer benefits for many consumers, but it's important to understand the risks of unsecured credit.
Credit Report with Score

Building Credit   

Understanding the decisions and behaviors that can lead to improved credit scores.
Printed Credit Report with Pen next to it.

Reading Your Credit Report   

A detailed description of what to expect and look for when viewing a credit report.
Pencil eraser taking the

Simple Steps to Debt Reduction

Regardless of how you got into debt or how severe your debt problems are, these seven steps can help you find your way out.
Woman smiling sitting at desk reviewing paperwork.

Debt Reduction Plans

Whether you do it yourself or work with a credit counselor, creating a debt reduction plan is an important first step for those with financial trouble.
Man in shirt and tie rubbing eyes under glasses. Tired.

Credit Repair Scams

There's a big difference between a non-profit credit counseling service and a credit repair scam. Learn how to tell the difference.

Financial Wellness Home

This Week

Groom and Bride Cake Toppers on cake.

Financial Planning for Your Wedding

 If you get started early, make informed decisions, and break the wedding planning process down into smaller achievable goals, the planning journey can be nearly as enjoyable as the destination.

 Popular Topics

Introduction to Budgeting

Income and Expenses

How to Improve Cash Flow

Making Sense of Your Budget

Tracking Your Spending

About South Metro Federal Credit Union

Our suite of Financial Education Services (FES) is founded on providing a thorough education and consistent guidance with a confidential personal representative. With this relationship in place, we’ll work with you to determine your broad goals and set tactics for direct outcomes that build credit and help manage debt. We’ll empower you with the mindset, tools and products it takes to make an impact on your financial health.

A photo of Alyssa Walford.

Have a question? Contact Alyssa Walford at:

952-358-9738
fes@southmet.com

 Visit Us Online