This Week @ Providence Federal Credit Union

Short, timely articles based on a real-world weekly theme.

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Overcoming Financial Procrastination

The costs of financial procrastination can be greater than you might expect. This week we'll explore strategies that can get your financial life moving again.

Procrastinating has a Cost

For many of us, the best time to make a financial decision is... tomorrow (or the day after). This week, we'll explore financial procrastination's cost and suggest some steps for keeping your financial life on track.

How to Avoid Financial Procrastination

Combining bite-sized goals with appropriate rewards, makes completing important financial tasks less daunting. Here's how you might even look forward to those tasks over time.

Financial Habits Everyone Should Master

When you establish consistent financial habits, it is easier to save, manage, and spend your money wisely. This article outlines the habits everyone should practice.

Online Calendars and Automation Make a Difference

Strategies for staying on top of your bills.

Steps You Can Take in a Single Day

You can make significant progress in just a day, but only if you act.

Challenge - How Do I Feel About Money?

Examining your underlying thoughts and beliefs about money could help you understand the motives that guide your behavior.

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Last Week @ Providence Federal Credit Union

When Your Income Varies Month-to-Month

Unpredictable work schedules are more common than ever. Whether you work in the new "gig" economy or have a job with "on call" hours, learn how to make the most of your variable income.

Income Volatility - A Lifestyle Choice or a Trap

An introduction to the steps you can take to mitigate the effects of a variable income.

Jobs That Come With Variable Income

Here we take a closer look at some of the jobs most commonly affected by this inexorable trend toward part-time and contract work.

How to Smooth Income Variation With Savings

By using a combination of savvy savings strategies and sound budgeting principles, independent and part-time workers can minimize the negative effects of an unpredictable income.

The Financial Life of a Freelancer

Freelancers don't know how much work is coming; they don't know precisely when they'll be paid; and they must take responsibility for insurance, taxes and retirement.

The Financial Life of an Hourly Retail Worker

On call scheduling and similar practices often make it next to impossible for hourly retail workers to enjoy financial stability. You'll need to know your rights to advocate for yourself.

A Guide to Protecting Your Health and Future

A look at health insurance and retirement plans for workers who can't rely on employer-based options.

About Providence Federal Credit Union

We serve and support the Providence Health & Services employees, family and retiree community. Think of us as your financial superheroes protecting your money, your time and your future. Together we are creating lifelong relationships and financial success.

Have a question? Contact Andrew Cecka at:

(503) 513-8776

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