South Metro Federal Credit Union logo

This Week @ South Metro Federal Credit Union

Short, timely articles based on a real-world weekly theme.

Man balancing on a red robe suspended in the clouds. Rope becomes stairs.

Avoiding Common Financial Pitfalls

Each stage of life brings new financial responsibilities and challenges. Let's take a look at some common financial pitfalls people experience in each decade.

View of the horizon down a long desserted road in the middle of nowhere.

Each Decade Can Bring New Challenges

An outline of some of the most common financial mistakes made by adults in each decade - from your 20's through retirement.

Vintage picture with woman under streamers holding a noice maker. Celebration.

Common Financial Mistakes People Make in their 20s

Credit, Loans and Moving Out, Oh My: Common Financial Mistakes People Make in their 20s

African American Couple with baby - looking at us.

Financial Blunders Common to People in Their 30s

Failing to Plan: 4 Financial Blunders Common to People in Their 30s

9 red dice thrown with % signs

Common Financial Mistakes People Make in their 40s

Underfunded Retirement, Accidental Overspending, and More: Common Financial Mistakes People Make in their 40s

Hanging file with label

Avoiding Financial Mistakes in Your 50s and 60s

From starting Social Security too early to slowing down on savings, common financial mistakes can reduce retirement earnings.

Nest with gold egg in it.

Financial Mistakes to Avoid in Retirement

Are you Making These Common Retirement Financial Mistakes?

New topics are posted every Sunday.
Miss last week? Scroll down to catch up.

3D dollar signs filling the image.

Last Week @ South Metro Federal Credit Union

Paying Without Using Cash

From choosing the right card to finding the best deal, facts you need to know for day-to-day spending without using cash.

$100 bill on computer circuit board

Non-Cash Payment Options

An introduction to the ways to pay without using cash, including new smart phone payment technology.

A row of credit card positioned next to a row of hundred dollar bills.

Types of Credit Cards

Gold, Platinum, Palladium… what’s next, the Royale Card? (Actually, yes – in Dubai.) Let’s put the marketing aside and find the true differences between credit cards.

Hand running credit card through credit card machine.

Prepaid Cards

With prepaid cards, no credit is involved. But there can be risks as well as benefits.

Cartoon of Archery Target with Arrow in Bullseye.

Finding the Credit Card Best Deal

There are literally thousands of card products to choose from. Here’s how to find the best deal for you.

A dollar sign made from a computer motherboard.

Smart Phone Payments

New payment technologies offer the ability to leave your cards at home.

Gold lock over a display of digital numbers.

Consumer Protection – Which Option is Best?

Credit, debit, and prepaid cards each have pros and cons. When should you use each?

  Popular Resources

Introduction to Budgeting

Tracking Your Spending

Income and Expenses

How to Improve Cash Flow

About South Metro Federal Credit Union

Our suite of Financial Education Services (FES) is founded on providing a thorough education and consistent guidance with a confidential personal representative. With this relationship in place, we’ll work with you to determine your broad goals and set tactics for direct outcomes that build credit and help manage debt. We’ll empower you with the mindset, tools and products it takes to make an impact on your financial health.

A photo of Alyssa Walford.

Have a question? Contact Alyssa Walford at:

952-358-9738
fes@southmet.com

 Visit Us Online

 Library