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This Week @ South Metro Federal Credit Union

Short, timely articles based on a real-world weekly theme.

Man balancing on a red robe suspended in the clouds. Rope becomes stairs.

When Your Income Varies Month-to-Month
Unpredictable work schedules are more common than ever. Whether you work in the new "gig" economy or have a job with "on call" hours, learn how to make the most of your variable income.

Income Volatility - A Lifestyle Choice or a Trap

An introduction to the steps you can take to mitigate the effects of a variable income.

Jobs That Come With Variable Income

Here we take a closer look at some of the jobs most commonly affected by this inexorable trend toward part-time and contract work.

How to Smooth Income Variation With Savings

By using a combination of savvy savings strategies and sound budgeting principles, independent and part-time workers can minimize the negative effects of an unpredictable income.

The Financial Life of a Freelancer

Freelancers don't know how much work is coming; they don't know precisely when they'll be paid; and they must take responsibility for insurance, taxes and retirement.

The Financial Life of an Hourly Retail Worker

On call scheduling and similar practices often make it next to impossible for hourly retail workers to enjoy financial stability. You'll need to know your rights to advocate for yourself.

A Guide to Protecting Your Health and Future

A look at health insurance and retirement plans for workers who can't rely on employer-based options.

New topics are posted every Sunday.

Miss last week? Scroll down to catch up.

Last Week @ South Metro Federal Credit Union

Small model airplane on airline tickets

Traveling and Living Abroad

What you need to know to make your overseas travel a success.

Traveling and Living Abroad Introduction

Everything you need to know to make your relocation or overseas travel a success.

When to Use Cash or Credit

Determining the optimal way to handle financial transactions is an important part of saving money when living or traveling overseas.

Using Your Cell Phone Internationally

To use your cell phone oversees, you'll want to explore your phone options to make sure you have what you need for your international travel.

Is Travel Insurance Worth It?

Choosing whether to opt for travel insurance isn't always a clear-cut decision.

Working and Paying Taxes Oversees

If you're considering a move abroad, it's imperative that you explore all visa requirements beforehand and stay on top of your tax obligations once you arrive.

Planning For Medical Coverage When Abroad

Before you leave the country, contact your insurer for more information about overseas coverage and consider purchasing travel insurance to mitigate the risks of runaway medical expenses.

About South Metro Federal Credit Union

Our suite of Financial Education Services (FES) is founded on providing a thorough education and consistent guidance with a confidential personal representative. With this relationship in place, we’ll work with you to determine your broad goals and set tactics for direct outcomes that build credit and help manage debt. We’ll empower you with the mindset, tools and products it takes to make an impact on your financial health.

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