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Getting the Most from MoneyEdu

5 minutes

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A quick introduction to site goals and resources for high school students.

  • Why Financial Education?
    A brief introduction about why financial literacy is important for high school students.
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Financial Health

9 minutes

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What does it mean to be financially healthy? How do you measure it? Let's take a look.

  • Financial Health for Students
    Financial Health - The concept of financial health and how it differs between students and adults.
  • Measuring Net Worth
    One of the best way to measure financial health is by calculating your net worth.
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Choices About Money

10 minutes

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Financial decisions almost always involve a trade off - getting something now usually means giving up something else.

  • Choices About Money
    Financial decisions almost always involve a trade off - getting something now usually means giving up something else.
  • Your Financial Values
    While each of us may have different values, we all make financial decisions based on them.
  • Setting Financial Goals
    Setting financial goals gives us the chance to step back from everyday pressures, allowing us to think about how we’d like to be rather than as how we are.
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Compound Interest

7 minutes

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Einstein said "compound interest is the eighth wonder of the world." Was he right?

  • Compound Interest – Friend and Foe
    How compound interest affects the cost of borrowing and the gains from saving.
  • How Interest Works
    Why understanding interest is crucial for comparing loans and for investing for your future.
  • Fees Versus Interest
    How fees can hide extreme interest rates.
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Education and Financial Success

14 minutes

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Why college is a great investment, even though it has an increasingly high cost.

  • Education and Financial Success
    An introduction to the importance of higher education and the financial aid process.
  • How Financial Aid Works
    An overview of how financial need is officially determined.
  • Types of Financial Aid
    The main types of financial aid are education loans, grants and scholarships, work-study, and service programs.
  • Repaying College Debt
    Making Smart Repayment Decisions - Flexible federal student loan repayment plans can help you avoid financial trouble and reach your financial goals.
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Earning a Living

20 minutes

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Your choices about careers and employer benefits are some of the biggest financial decisions you'll ever make.

  • College and Career Choices
    From a financial perspective, the most important decision you can make about college is whether or not you go and what you plan to study.
  • Earning Money
    When you get a job, you need to make the most of your income and any benefits that may be provided by your employer.
  • Employer Benefits
    There are four types of employee benefit programs: health insurance, retirement plans, tax-advantaged savings, and supplemental benefits such as life and vision care insurance.
  • Making Decisions About Employee Benefits
    Employee benefits vary between employers, so it’s up to the employee to make the most of whatever benefits are offered.
  • Salary Expectations Versus Reality
    Most young people tend to overestimate their starting salaries.
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Smart Spending

12 minutes

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As a financially capable individual, how you choose to spend money should reflect your goals, values, and priorities.

  • Smart Spending
    We all spend money, but is your spending aligned with your financial goals?
  • How to Track Spending
    Tracking your money can be a powerful way of spotting unexpected spending.
  • Debt and the Pressure to Spend
    It’s wonderful to have the freedom to buy so many products, but unless you’re rich, the key to happy spending is planned spending.
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Borrowing and Credit

17 minutes

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Your decisions about when to borrow, how to borrow, and how to manage debt affect more of your life than you may expect.

  • Credit and Credit Reports
    How to understand and monitor your credit history.
  • Credit Scores
    Credit scores are like a grade for your overall financial responsibility.
  • Risks and Rewards of Credit Cards
    While there are a good number of risks with credit cards, there are also a number of benefits of credit cards.
  • Building and Maintaining Credit
    Understanding the decisions and behaviors that can lead to improved credit scores.
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Financial Services

15 minutes

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A look at commonly used financial services and accounts, including banks, credit unions, and alternative services.

  • Financial Service Providers
    Not all financial services companies provide equal value.
  • Checking Accounts for Students
    The basics of checking accounts, including the differences between paper checks and debit cards.
  • Debit Cards Versus Credit Cards
    There are some significant differences between debit and credit cards that make them both important tools to have in your financial toolbox.
  • Savings Account Basics
    A savings account can be a powerful tool for helping you manage your money, even as a teen.
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Managing Financial Accounts

11 minutes

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How to get the most for financial services while minimizing fees and protecting your personal information.

  • Managing Financial Accounts
    Account management strategies for checking and savings accounts.
  • Protecting Your Personal Information
    There are many data backup solutions available designed to protect personal information that vary in their security and ease of use.
  • Minimizing Account Fees
    Checking and savings account strategies for minimizing fees.
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Protecting Your Financial Identity

13 minutes

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Steps you can take to minimize the chances of identity theft.

  • Identity Theft
    Understanding ID theft and how to prevent it.
  • Reading Your Credit Reports
    A detailed description of what to expect and look for when reviewing a credit report.
  • Protecting Your Personal Information
    There are many data backup solutions available designed to protect personal information that vary in their security and ease of use.
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Recognizing Financial Problems

14 minutes

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One in five Americans have bad credit, which is commonly defined as a credit score below 620.

  • Understanding Chronic Debt
    Spotting the warning signs of excessive debt.
  • Recognizing the Warning Signs of Financial Trouble
    An introduction to the steps you can take to begin dealing with financial problems.
  • Debt Management and Reduction
    Whether you do it yourself or work with a credit counselor, creating a debt reduction plan is an important first step for those with financial trouble.
  • Repairing Credit
    There are no quick fixes when it comes to removing negative items from your credit report or raising your credit score. Only consistent efforts and payments on your debts will improve your credit.
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Renting an Apartment

13 minutes

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Understanding your rights and responsibilities when renting an apartment.

  • Renting an Apartment
    Understanding your rights and responsibilities when signing a rental agreement.
  • Roommates and Money
    Simple strategies for managing your financial relationship with roommates.
  • Renter’s Insurance
    Understanding the benefits (and potential pitfalls) of this type of inexpensive insurance.
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Buying a Home

12 minutes

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The pros and cons of buying a home, including a comparison with renting.

  • Buying a Home
    Pros and cons of buying a home, including a comparison with renting.
  • Borrowing for a Home
    Understanding the parts of a mortgage and common mortgage loan options.
  • Buying Versus Renting a Home
    How to decide if the time may be right for you to buy.
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Planning for Your Financial Future

19 minutes

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Learning the "how" and "why" of short, medium, and long-term financial planning.

  • Planning for Your Financial Future
    Learning the "how" and "why" of short, medium, and long-term financial planning.
  • Investing to Grow Wealth
    Why “invest” money rather than simply save it in a bank account?
  • Types of Investments
    The pros and cons of stocks, bonds, and cash. The concept of asset allocation is explained.
  • Saving for Retirement
    Why save for retirement and the impact of fees on investment performance.
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Protecting Your Success With Insurance

20 minutes

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Understanding how insurance plays an important role in our financial lives.

  • Protecting Your Success With Insurance
    Understanding how insurance plays an important role in our financial lives.
  • How Insurance Works
    Understanding why insurance plays an important role in our financial lives.
  • Car Insurance
    Types of insurance, factors influencing cost, and choosing a policy that's right for your situation.
  • Understanding Life Insurance
    Who needs life insurance, types of policies, and how to determine coverage.
  • Students and Health Insurance
    Understanding the health insurance choices students have, including non-traditional and international students.

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Paying for College

Watch our videos to learn the basics of paying for college - from creating an aid strategy to loan repayment options.

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College Explorer

Get the details on thousands of colleges and universities, including prices paid, graduation rates, average debt levels, plus more.

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Career Explorer

Watch career profile videos, get salary data, expected job growth, and education requirements for nearly 1,000 careers.

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