Welcome to the Financial Wellness Center

An overview of identity theft, including strategies for preventing it and what to do if it happens to you.

• Identity Theft
  Understanding ID theft and how to prevent it.
• Social Media and Identity Theft
  What you reveal online can compromise your personal and financial security.
• Medical Identity Theft
  Medical identity theft is a little-known form of identity theft with consequences affecting more than just your wallet.
• Avoiding Identity Theft
  The three Ds of identity protection: Deter, Detect and Defend.
• Protecting Your Digital Information
  There are many data backup solutions available designed to protect personal information that vary in their security and ease of use.
• Dealing with Identity Theft
  Understanding the different types of identity theft and what to do in each scenario.

Key topics for those transitioning from school to the workplace.

• From College to the Workplace
  No matter what your financial outlook is after leaving school, the concept of financial health is an important step towards long-term financial success.
• Salary Expectations Versus Reality
  Most young people tend to overestimate their starting salaries.
• Earning a Paycheck
  A brief overview of common paycheck deductions and how to increase earning potential.
• Employer Benefits
  There are four main types of employee benefit programs: health insurance, retirement plans, tax-advantaged savings, and supplemental benefits such as life and vision care insurance.
• Making Decisions About Employee Benefits
  Employee benefits vary between employers, so it’s up to the employee to make the most of whatever benefits are offered.
• Day One of a New Job
  First impressions are important. New employees should take the time to prepare for the first day to ensure that they start off on the right foot.
• Time Management
  To be successful in today’s workplace, you need to know how to manage the limited amount of time you have to accomplish all of your tasks.
• The Concept of Professionalism
  Being a “professional” paves the way for both current and future success, no matter what career you choose. Professionalism requires you to draw upon a set of skills that may seem outside the specific skills required for your job.
• Networking in the Workplace
  Effective networking can lead to success in your career both now and in the future.

Credit reports and scores, credit vs. debit cards, reading your credit report, plus more.

• Credit vs. Debit Cards
  Credit and debit cards each have pros and cons. When should you use each?
• Credit Reports and Scores
  Credit reports and scores determine the rates you pay when borrowing and can affect your ability to get certain jobs.
• Risks and Benefits of Credit Cards
  Credit cards offer benefits for many consumers, but it's important to understand the risks of unsecured credit.
• Building Credit
  Understanding the decisions and behaviors that can lead to improved credit scores.
• Understanding the Credit Card Act of 2009
  How the new regulations work to protect card holders.
• Reading Your Credit Report
  A detailed description of what to expect and look for when viewing a credit report.

Why and how to invest, including how to save money now.

• Saving and Investing
  The difference between investing and saving, and how to tell what's the best option for your needs.
• Types of Investments
  The pros and cons of stocks, bonds, and cash. The concept of asset allocation is explained.
• Investment Accounts
  The types of accounts available to investors, including both taxable and tax advantaged accounts.
• Saving for Retirement
  Why save for retirement and the impact of fees on investment performance.
• Retirement Saving Strategies
  How to develop a comprehensive retirement savings strategy.
• Retirement Accounts
  An overview of the major retirement accounts, include Individual Retirement Accounts, Simplified Employee Pensions, and 401(k) plans.
• Retirement Savings Ideas
  A few simple things to keep in mind when starting a retirement savings plan.
• Individual Development Accounts
  Understanding the benefits of IDAs, how to qualify, and where to find a program.