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Welcome to the Financial Wellness Center

New resources each week for the Associated Healthcare Credit Union community.

This Week

One-Week Plan for Building Wealth

Starting the process of building long-term wealth doesn't have to be difficult or complicated. Let's review steps you can take right now to grow your nest egg.

Explore Articles

Featured Topics

Explore content and videos from the Associated Healthcare Credit Union team.

Tools and Resources

Try our calculators, assessments and data tools.

Financial Wellness
Compare your financial health with a national sample.

College Explorer
Details on thousands of institutions across the country.

Mortgage Calculator
Quickly estimate monthly payments and total cost.

Identity Theft Prevention
How well do you protect your financial identity?

Financial Wellness Courses

Make real progress in less than an hour.

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Understanding Insurance

23 minutes

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Understanding the common types of insurance, including auto, renters, health, plus more.

  • Insurance
    Understanding how insurance plays an important role in our financial lives.
  • Auto Insurance
    A review of the major types of auto insurance, factors influencing cost, and choosing a policy that's right for you.
  • Life Insurance
    Who needs life insurance, types of policies, and how to determine coverage.
  • Renter's Insurance
    Understanding the benefits (and potential pitfalls) of this type of inexpensive insurance.
  • Health Insurance
    The various health insurance choices.
  • Disability Insurance
    The benefits and costs of these often complex policies.
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Paying for College

40 minutes

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The basics of financial aid, including the types of aid, applying for aid, borrower responsibilities, and repayment strategies.

  • Financial Aid Introduction
    Whether you're considering higher education for yourself or starting to plan for the education of your kids, understanding the financial aid process is the first step to meeting your education goals.
  • Types of Financial Aid
    The main types of financial aid are education loans, grants and scholarships, work-study, and service programs.
  • Creating an Aid Strategy
    Considerations when planning to pay for school, including school choice, employment options, accounting strategies, and the importance of borrowing wisely.
  • Understanding Financial Need
    Some aid is based on financial need and some is not. What exactly is "financial need?"
  • Applying for Aid
    The aid application process, including descriptions of the FAFSA and Profile forms.
  • Education Loans
    A description of the main types of student loans, including government loans, consolidation loans, and private loans.
  • Choosing the Right Loan
    Questions every student should be able to answer before taking on a student loan.
  • Selecting a Private Loan Lender
    When federal loans are not enough, private lenders such as banks, credit unions, and non-profit lenders can help to fill the gap.
  • The Master Promissory Note
    An introduction to the agreement that specifies your rights and responsibilities when accepting a student loan.
  • Repaying College Debt
    A look at common repayment plans, including how different plans affect your monthly payment and overall cost.
  • Borrowing Wisely
    Making smart choices about student loans, including a description of the impact of loan capitalization.
  • Independent Student Status
    Understanding your financial aid dependency status, including a discussion of what to do if the parents of dependent students refuse to help them pay for college.
  • Dealing with Too Little Aid
    Why some students find themselves with too little aid and what can be done to make ends meet.
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Workplace Transition

30 minutes

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Key topics for those transitioning from school to the workplace.

  • From College to the Workplace
    No matter what your financial outlook is after leaving school, the concept of financial health is an important step towards long-term financial success.
  • Salary Expectations Versus Reality
    Most young people tend to overestimate their starting salaries.
  • Earning a Paycheck
    A brief overview of common paycheck deductions and how to increase earning potential.
  • Employer Benefits
    There are four main types of employee benefit programs: health insurance, retirement plans, tax-advantaged savings, and supplemental benefits such as life and vision care insurance.
  • Making Decisions About Employee Benefits
    Employee benefits vary between employers, so it’s up to the employee to make the most of whatever benefits are offered.
  • Day One of a New Job
    First impressions are important. New employees should take the time to prepare for the first day to ensure that they start off on the right foot.
  • Time Management
    To be successful in today’s workplace, you need to know how to manage the limited amount of time you have to accomplish all of your tasks.
  • The Concept of Professionalism
    Being a “professional” paves the way for both current and future success, no matter what career you choose. Professionalism requires you to draw upon a set of skills that may seem outside the specific skills required for your job.
  • Networking in the Workplace
    Effective networking can lead to success in your career both now and in the future.
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Identity Theft

21 minutes

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An overview of identity theft, including strategies for preventing it and what to do if it happens to you.

  • Identity Theft
    Understanding ID theft and how to prevent it.
  • Social Media and Identity Theft
    What you reveal online can compromise your personal and financial security.
  • Medical Identity Theft
    Medical identity theft is a little-known form of identity theft with consequences affecting more than just your wallet.
  • Avoiding Identity Theft
    The three Ds of identity protection: Deter, Detect and Defend.
  • Protecting Your Digital Information
    There are many data backup solutions available designed to protect personal information that vary in their security and ease of use.
  • Dealing with Identity Theft
    Understanding the different types of identity theft and what to do in each scenario.

About Associated Healthcare Credit Union

Since 1953, Associated Healthcare Credit Union (AHCU) has been committed to making a positive difference in the financial lives of healthcare employees, professionals, and their families. What sets us apart from other financial institutions is that we truly understand healthcare employees and the sacrifices you have made to get where you are. AHCU is a full-service credit union offering financial wellness and education, savings, checking, investments, deposit accounts, and all loan types.

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