Home Renovation and Improvement
If you own your home, it's likely to be your biggest investment. So how do you determine whether or not to invest more?
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Identity Theft Prevention
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Financial Wellness Courses
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An overview of identity theft, including strategies for preventing it and what to do if it happens to you.
- Identity Theft
Understanding ID theft and how to prevent it.
- Avoiding Identity Theft
The three Ds of identity protection: Deter, Detect and Defend.
- Protecting Your Digital Information
There are many data backup solutions available designed to protect personal information that vary in their security and ease of use.
- Dealing with Identity Theft
Understanding the different types of identity theft and what to do in each scenario.
A look at the financial challenges of raising a child.
Having a baby is not just a family decision, it's a financial decision too.
- Babies and Budgets
How to get your finances in shape before a baby arrives, including a budget review, paying down debt, making sure you're getting the best on any long-term debt, and creating an emergency fund.
- Paying for the Baby Years
The non-childcare costs you can expect when having a baby, from cribs to health insurance.
- Managing Risks
Life is filled with unexpected events. Learn how to ensure the financial security of your child in the worst case scenario.
- Children and Taxes
A review of the tax benefits that can help you manage the expenses incurred with children.
- Childcare Choices
An overview of different childcare choices and the financial implications of each.
- Growing Up - Childhood and Beyond
A look at the additional costs of raising a child beyond the first few years including the indirect costs.
From setting goals to paying off loans, the basics of effective budget management.
- Setting Goals
Setting financial goals offers the chance to step back from everyday pressures, allowing us to think about how we’d like to be rather than as how we are.
- Debt and the Pressure to Spend
It’s wonderful to have the freedom to buy so many products, but unless you’re rich, the key to happy spending is planned spending.
- Nudging Yourself Toward Your Goals
No matter what your financial goal, it's important to have an accountability system in place.
- Introduction to Budgeting
Why budgeting is important, no matter how much money you earn.
- Income and Expenses
A big part of budgeting is identifying income and listing expenses.
- Making Sense of Your Budget
After you've identified your income and tracked your spending, it's time to compare the numbers, gain perspective, set priorities, and make changes.
- Tracking Your Spending
Tracking your money can be a powerful way to spot unplanned spending.
- How to Improve Cash Flow
Cash flow is a key indicator of your financial health.
- Money Saving Ideas
Looking for ideas for ways to save money? Almost everyone can find a way to save using at least one of these tips.
Why and how to invest, including how to save money now.
- Saving and Investing
The difference between investing and saving, and how to tell what's the best option for your needs.
- Types of Investments
The pros and cons of stocks, bonds, and cash. The concept of asset allocation is explained.
- Investment Accounts
The types of accounts available to investors, including both taxable and tax advantaged accounts.
- Saving for Retirement
Why save for retirement and the impact of fees on investment performance.
- Retirement Saving Strategies
How to develop a comprehensive retirement savings strategy.
- Retirement Accounts
An overview of the major retirement accounts, include Individual Retirement Accounts, Simplified Employee Pensions, and 401(k) plans.
- Retirement Savings Ideas
A few simple things to keep in mind when starting a retirement savings plan.
- Individual Development Accounts
Understanding the benefits of IDAs, how to qualify, and where to find a program.