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Financial Stress Assessment

A man reviews financial statements in his kitchen. A man reviews financial statements in his kitchen.

Is financial stress affecting more than just your wallet?

Managing financial stress is about more than paying bills on time or sticking to a budget. When money worries persist, they can take a toll on your emotions, physical health, and even your relationships - sometimes without you realizing it.

This assessment is a shortened version of the APR Financial Stress Scale, designed to give you insight into how financial stress may be impacting you. It measures stress across three dimensions: Affective (emotional), Physiological (physical), and Relational (social).

Please rate how much you agree or disagree with each statement about your current financial situation:

If you neither agree nor disagree with the statement, select "Neither" as the answer.

Click the button below to get started.

I feel emotionally drained because of my financial situation.

I often argue with my spouse/significant other because of financial matters.

My financial situation frequently interferes with my relationship with colleagues.

I feel depressed because of my financial situation.

I feel anxious about my financial situation.

I am sensitive to noise because of my financial situation.

I have stomach aches frequently because of my financial situation.

I have more frequent muscle pain because of my financial situation.

My financial situation frequently interferes with my family relationship.

I feel frustrated because of my financial situation.

My financial situation interferes with my daily job performance.

My heartbeat increases because of my financial situation.

All done!

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