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This Week @ Sunmark Credit Union

Short, timely articles based on a real-world weekly theme.

Maximizing Social Security Benefits

This week, we explore strategies for making the most of Social Security benefits. From choices about when to claim to options for minimizing taxes, let's learn the key concepts.

Social Security Basics

A brief history of Social Security, its challenges, and a preview of our theme's focus.

Understanding Your Benefits and Eligibility

Social Security benefits vary based on your work history, when you choose to start receiving payments, plus more.

When to Claim Social Security

You can start receiving benefits anytime between the ages of 62 and 70, but which option makes the most financial sense?

Working While Receiving Social Security

Many retirees continue to work while receiving benefits. Learn how employment income affects your benefits based on your full retirement age.

How to Minimize Taxes on Your Benefits

Social Security benefits can be taxable. Learn when you may owe taxes and strategies for reducing tax liability.

Spousal and Survivor Benefits

Understanding and maximizing benefits designed to support lower-earning spouses or surviving partners.

Avoiding Common Social Security Mistakes

Since many choices about Social Security are up to you, it's possible to make less than optimal decisions.

MoneyEdu for KIDS MoneyEdu for KIDS wordmark in the Baloo 2 ExtraBold heading style used on MoneyEdu.kids.

Money skills can start early.

Interactive money games designed for kids ages 7–12.

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Since 1937, Sunmark has been dedicated to enriching lives across New York. For 85+ years, we've put members first while staying true to our cooperative roots. Our story isn't just about banking - it's about building stronger communities.

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