This Week @ Northern Communities Credit Union

Short, timely articles based on a real-world weekly theme.

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Investing for Retirement

This week, we'll explore strategies related to saving for retirement. From minimizing fees to protecting your assets, these concepts can help you maximize your nest egg.

Why Investing Strategies Matter

When working to achieve a long-term financial goal, like a secure retirement, saving money is only part of the equation.

Understanding Risk Tolerance

Since investing often involves the risk of loss, your risk tolerance is all about balancing potential rewards with the risks.

Asset Allocation: Growth and Preservation

Choosing investments is about building a portfolio that aligns with your long-term goals and your tolerance for risk.

Active Versus Passive Investing

Is it worth paying higher fees to outperform the overall market? Let's explore two very different approaches to investing.

Making the Most of Retirement Accounts

How to maximize the benefits of 401(k) and IRA accounts, including strategic account conversion options.

Target Date Mutual Funds

Is a "set and forget" retirement savings plan right for you? Let's explore the pros and cons of this popular option.

How Investment Fees Affect Returns

Seemingly small fees can have an unexpected impact on your total savings over time.

New themes are posted every Sunday.

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Last Week @ MoneyEdu

Retirement Planning by Life Stage

This week, we'll explore steps anyone can take to work towards a secure retirement - no matter your age. It all starts with creating and maintinaing a plan.

Retirement Saving for Any Age

How much should you save? When should you get started? Let's explore explore what we'll cover in this week's theme.

Your 20s and 30s: Retirement Foundations

Why starting a retirement savings plan at a young age makes sense, even with competing financial priorities.

Supercharging Retirement Savings in Your 40s

A recent study revealed that the median retirement savings balance for adults in their 40s is less than $40,000. How...

Boosting and Protecting Savings in Your 50s

With retirement getting closer, a look at how to increase savings and protect your assets from market downturns.

Transitioning to Retirement in Your 60s

Many of those considering retirement find a world of opportunities that are far stereotypical. Let's debunk some common...

Managing Money in Retirement

From determining a savings withdrawal strategy to planning for healthcare costs, key steps to consider.

Assessing Your Plan: Key Milestones

While there are many paths to a secure retirement, these milestones may be useful in evaluating your progress.

Events

Financial Stress Busters

Wednesday, Oct 7 at 11:30AM
Virginia Library
Virginia, MN

Financial Stress Busters

Tuesday, Oct 20 at 6:00PM
Webinar

Financial Health Checkup

Wednesday, Nov 4 at 11:30AM
Virginia Library
Virginia, MN

About Us

Since 1928, Northern Communities Credit Union has been serving our members and our communities in Northern Minnesota. We started out in the “new” Duluth City Hall when it was first built in 1928 and were formerly known as the Duluth City and County Employees Credit Union, to serve employees of the City of Duluth and St. Louis County. We opened up our membership to everyone in the county in 2004. Membership is now open to anyone who lives, works, worships, or attends school in St. Louis County,

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