This Week @ Northern Communities Credit Union

Short, timely articles based on a real-world weekly theme.

Retirement Healthcare Planning

Medical costs can be one of the most significant expenses faced by retirees. From health savings plans to the complexities of Medicaid, we'll explore the essentials this week.
A retired man plays tennis

The Challenge of Medical Care

Medicare covers many of your healthcare needs in retirement, but it's far from comprehensive.

A smiling man and his father using a tablet device.

Health Savings Accounts for Retirement

The accounts offer unsurpassed tax advantages for long-term savings. Are they right for you?

Two middle aged men hiking in the woods.

Health Insurance for Early Retirees

If you retire before the age of 65, you'll need to find heath insurance until you become eligible for Medicare.

A doctor smiles at you

Medicare 101

With four parts and supplemental insurance options, making Medicare choices can be confusing. Here are the basics.

An older man signs a document.

Medicare Advantage Versus Medigap

Explore how these supplemental Medicare coverage options work, plus the pros and cons of each.

A doctor examines a patient

​​​​​​​Dental, Vision, and Hearing Care

Original Medicare (Parts A and B) does not cover most dental, vision, and hearing care. Here's how to fill the gap.

A son walks with his elderly mother

Paying for Long-Term Care

In-home and residential long-term care is expensive and not covered by Medicaid. What are the options?

New themes are posted every Sunday.

Miss last week? Scroll down to catch up.

Last Week @ MoneyEdu

Investing for Retirement

This week, we'll explore strategies related to saving for retirement. From minimizing fees to protecting your assets, these concepts can help you maximize your nest egg.

A woman reviews her investments.

Why Investing Strategies Matter

When working to achieve a long-term financial goal, like a secure retirement, saving money is only part of the equation...

A woman is surprised by a bill.

Understanding Risk Tolerance

Since investing often involves the risk of loss, your risk tolerance is all about balancing potential rewards with the...

A man takes notes while using a laptop in his home office.

Asset Allocation: Growth and Preservation

Choosing investments is about building a portfolio that aligns with your long-term goals and your tolerance for risk.

A stock market chart shown on a cell phone screen

Active Versus Passive Investing

Is it worth paying higher fees to outperform the overall market? Let's explore two very different approaches to...

A smiling man meeting with a colleague.

Making the Most of Retirement Accounts

How to maximize the benefits of 401(k) and IRA accounts, including strategic account conversion options.

A couple on the beach at sunset.

Target Date Mutual Funds

Is a "set and forget" retirement savings plan right for you? Let's explore the pros and cons of this popular option.

An image illustrating investment growth with several stacks of money.

How Investment Fees Affect Returns

Seemingly small fees can have an unexpected impact on your total savings over time.

 Events

Financial Stress Busters

Tuesday, Oct 20 at 6:00PM
Webinar

Financial Health Checkup

Wednesday, Nov 4 at 11:30AM
Virginia Library
Virginia, MN

About Us

Since 1928, Northern Communities Credit Union has been serving our members and our communities in Northern Minnesota. We started out in the “new” Duluth City Hall when it was first built in 1928 and were formerly known as the Duluth City and County Employees Credit Union, to serve employees of the City of Duluth and St. Louis County. We opened up our membership to everyone in the county in 2004. Membership is now open to anyone who lives, works, worships, or attends school in St. Louis County,

Have a question?

FLi With NCCYou
218-279-3213
FLi@nccyou.com

 Visit Us Online

 Home