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This Week @ Sunmark Credit Union

Short, timely articles based on a real-world weekly theme.

Maximizing Social Security Benefits

This week, we explore strategies for making the most of Social Security benefits. From choices about when to claim to options for minimizing taxes, let's learn the key concepts.
A woman reviews financial documents on a laptop

Social Security Basics

A brief history of Social Security, its challenges, and a preview of our theme's focus.

A middle-aged woman reviewing a bill in her kitchen.

Understanding Your Benefits and Eligibility

Social Security benefits vary based on your work history, when you choose to start receiving payments, plus more.

An older couple reviews bills

When to Claim Social Security

You can start receiving benefits anytime between the ages of 62 and 70, but which option makes the most financial sense?

A older woman working in a flower shop

Working While Receiving Social Security

Many retirees continue to work while receiving benefits. Learn how employment income affects your benefits based on your full retirement age.

A financial professional shares figures with his client.

How to Minimize Taxes on Your Benefits

Social Security benefits can be taxable. Learn when you may owe taxes and strategies for reducing tax liability.

A confident older couple at home.

Spousal and Survivor Benefits

Understanding and maximizing benefits designed to support lower-earning spouses or surviving partners.

A middle aged couple reviewing legal documents.

Avoiding Common Social Security Mistakes

Since many choices about Social Security are up to you, it's possible to make less than optimal decisions.

New themes are posted every Sunday.

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Last Week @ MoneyEdu

Retirement Healthcare Planning

Medical costs can be one of the most significant expenses faced by retirees. From health savings plans to the complexities of Medicaid, we'll explore the essentials this week.

A retired man plays tennis

The Challenge of Medical Care

Medicare covers many of your healthcare needs in retirement, but it's far from comprehensive.

A smiling man and his father using a tablet device.

Health Savings Accounts for Retirement

The accounts offer unsurpassed tax advantages for long-term savings. Are they right for you?

Two middle aged men hiking in the woods.

Health Insurance for Early Retirees

If you retire before the age of 65, you'll need to find heath insurance until you become eligible for Medicare.

A doctor smiles at you

Medicare 101

With four parts and supplemental insurance options, making Medicare choices can be confusing. Here are the basics.

An older man signs a document.

Medicare Advantage Versus Medigap

Explore how these supplemental Medicare coverage options work, plus the pros and cons of each.

A doctor examines a patient

​​​​​​​Dental, Vision, and Hearing Care

Original Medicare (Parts A and B) does not cover most dental, vision, and hearing care. Here's how to fill the gap.

A son walks with his elderly mother

Paying for Long-Term Care

In-home and residential long-term care is expensive and not covered by Medicaid. What are the options?

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Since 1937, Sunmark has been dedicated to enriching lives across New York. For 85+ years, we've put members first while staying true to our cooperative roots. Our story isn't just about banking - it's about building stronger communities.

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