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This Week @ Sunmark Credit Union

Short, timely articles based on a real-world weekly theme.

Managing Risk in Retirement

From understanding longevity risk to guarding against financial scams, this week is all about working to prevent the potential pitfalls of retirement.
A retired man reads the newpaper

Protecting Your Retirement

In retirement, your financial stability often depends on how well you protect your financial life. Here are some of the risks.

A retired man fishes in the ocean

Understanding Longevity Risk

Outliving their savings is one of the biggest concerns for retirees, and it's a challenge that requires careful planning.

A piggy bank on top of gold coins.

Protecting Your Portfolio in Retirement

A look into strategies for protecting your nest egg while still allowing room for long-term growth.

1040 Tax Form and Refund Check

Tax-Efficient Withdrawal Strategies

Without a tax-efficient withdrawal plan, you could pay more in taxes than necessary. Here are some of the key concepts.

An image illustrating investment growth with several stacks of money.

Inflation and Retirement

When you're retired, your ability to adapt to rising costs becomes limited. Here are ways you can minimize the impact of inflation on your lifestyle.

An older man is comforted by a healthcare worker.

​​​​​​​Fraud and Scams in Retirement

Older adults are increasingly targeted in financial scams. Learn about common scams and how to prevent them.

New themes are posted every Sunday.

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Last Week @ MoneyEdu

Maximizing Social Security Benefits

This week, we explore strategies for making the most of Social Security benefits. From choices about when to claim to options for minimizing taxes, let's learn the key concepts.

A woman reviews financial documents on a laptop

Social Security Basics

A brief history of Social Security, its challenges, and a preview of our theme's focus.

A middle-aged woman reviewing a bill in her kitchen.

Understanding Your Benefits and Eligibility

Social Security benefits vary based on your work history, when you choose to start receiving payments, plus more.

An older couple reviews bills

When to Claim Social Security

You can start receiving benefits anytime between the ages of 62 and 70, but which option makes the most financial sense?

A older woman working in a flower shop

Working While Receiving Social Security

Many retirees continue to work while receiving benefits. Learn how employment income affects your benefits based on your...

A financial professional shares figures with his client.

How to Minimize Taxes on Your Benefits

Social Security benefits can be taxable. Learn when you may owe taxes and strategies for reducing tax liability.

A confident older couple at home.

Spousal and Survivor Benefits

Understanding and maximizing benefits designed to support lower-earning spouses or surviving partners.

A middle aged couple reviewing legal documents.

Avoiding Common Social Security Mistakes

Since many choices about Social Security are up to you, it's possible to make less than optimal decisions.

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Since 1937, Sunmark has been dedicated to enriching lives across New York. For 85+ years, we've put members first while staying true to our cooperative roots. Our story isn't just about banking - it's about building stronger communities.

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